Fixed Deposits (FDs) are one of the most popular and safest investment instruments in India. Through Motilal Oswal, you can invest in Corporate Fixed Deposits from NBFC companies like Bajaj Finance, Shriram Finance, PNB Housing Finance, and others that offer significantly higher interest rates than bank FDs — typically 7.5% to 9.5% per annum — while maintaining capital safety. Corporate FDs are rated by CRISIL, ICRA, and CARE, ensuring transparency in credit quality. Interest can be received monthly, quarterly, annually, or at maturity.
Select from Bajaj Finance, Shriram, Mahindra, or other top-rated NBFC FDs. Choose tenure from 1 year to 5 years based on your liquidity needs.
Always invest in FDs rated AAA or AA+ by CRISIL/ICRA. Higher rating = lower default risk. Motilal Oswal only offers high-rated FDs.
Use the FD calculator to compare effective annual yields across issuers, payout frequencies, and tenures. Senior citizens often get 0.25–0.50% extra.
Complete the application form digitally via MO platform. Submit PAN, Aadhaar, and bank details. FD certificate issued within 2-3 days.
Interest is credited to your bank account as per chosen frequency. Principal + interest returned at maturity. Auto-renewal option available.
At Indexis Financial Services, we help you maximize your fixed income returns by comparing top corporate FDs across issuers, ratings, tenures, and interest payout options. Unlike bank FDs that offer 6-7% p.a., our curated corporate FD options from Motilal Oswal can deliver 7.5-9.5% p.a. with strong credit quality. This is an excellent option for retirees, risk-averse investors, and anyone wanting to park surplus funds safely while earning better returns.
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