A bond is a fixed-income debt instrument where you lend money to an issuer (Government or Corporation) for a defined period and earn periodic interest (coupon). Bonds are generally considered safer than equity as they offer predictable returns and capital protection (especially government bonds). In India, you can invest in Government Securities (G-Secs), State Development Loans (SDLs), Corporate Bonds, Tax-Free Bonds, and Sovereign Gold Bonds (SGBs). Bonds provide a stable income stream and are ideal for conservative investors and portfolio diversification.
Select from Government bonds (virtually zero default risk), AAA-rated corporate bonds (slightly higher yield), or Tax-Free bonds for tax-efficient income.
Compare YTM (Yield to Maturity), credit rating (AAA, AA+, AA), coupon rate, maturity date, and liquidity before investing.
Bonds are available on Motilal Oswal's platform. Select the bond, enter amount, and confirm. Settlement in T+1 or T+2 days.
Interest (coupon) is credited to your bank account semi-annually or annually depending on the bond terms.
Hold the bond till maturity to receive face value back, or sell in the secondary market if you need liquidity before maturity.
Indexis Financial Services offers access to a curated list of government securities, PSU bonds, and high-rated corporate bonds through the Motilal Oswal platform. Bonds are ideal for retirees, risk-averse investors, and anyone looking to diversify their portfolio beyond equity. Our advisors help you build a bond ladder strategy — matching bond maturities with your future financial needs — ensuring you always have liquidity when needed.
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